PHFUN GCash Cash In Limit and Wallet Ceilings
The GCash cash in limit depends on your level: Basic takes PHP 5,000 a month, Fully Verified PHP 100,000 a month, GCash Plus PHP 500,000 and Platinum PHP 1,000,000.
- PHFUN Casino Withdrawal Pending
- A casino withdrawal shows pending while the operator reviews it or the payment rail waits for a cut-off.
- PHFUN Fully Verified GCash Steps and Tier Limits
- Fully verified GCash means your ID and selfie passed GCash's checks.
- PHFUN Maya Cash In Limit by Tier, PH Wallets
- The Maya cash in limit depends on how you top up: PHP 10,000 per card transaction, PHP 20,000 per BPI transaction and PHP 50,000 per online-banking transaction.
- PHFUN Debit and Credit Cards
- Debit and Credit Cards is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, whose authority rests on Republic Act No. 10870, Circular No. 1003 and the Manual of Regulations for Banks.
- PHFUN GCash
- GCash is a Philippine payment rail — regulation: Licence as an Electronic Money Issuer, granted by Bangko Sentral ng Pilipinas.
- PHFUN GrabPay
- GrabPay is a Philippine payment rail — regulation: Holding an Electronic Money Issuer licence from Bangko Sentral ng Pilipinas since 2018.
- PHFUN InstaPay
- InstaPay is a Philippine payment rail — regulation: Supervision from the Bangko Sentral ng Pilipinas, through the National Retail Payment System framework.
- PHFUN Maya
- Maya is a Philippine payment rail — regulation: Under the Bangko Sentral ng Pilipinas, it holds status as an Electronic Money Issuer and a registered Operator of Payment System.
- PHFUN PESONet
- PESONet is a Philippine payment rail — regulation: Regulated by the Bangko Sentral ng Pilipinas, operating inside the National Retail Payment System framework.
The GCash cash in limit is set by your account level, and knowing your level before you top up saves you a failed transaction. This page lists every ceiling GCash publishes and what to do at each one. For the wider picture across wallets, start from the Philippines casino payment methods hub.
GCash cash in limit by level
| Level | Wallet ceiling | Money in per month | Money out |
|---|---|---|---|
| Basic | PHP 10,000 | PHP 5,000 | PHP 5,000 per month |
| GCash Jr. | PHP 50,000 | PHP 10,000 | PHP 10,000 per day and month |
| Fully Verified | PHP 100,000 | PHP 100,000 | PHP 100,000 per day |
| GCash Plus | PHP 500,000 | PHP 500,000 | PHP 100,000 per day |
| GCash Platinum | PHP 1,000,000 | PHP 1,000,000 | PHP 500,000 per day |
Moving up from Basic takes the steps in how to become fully verified in GCash.
GCash wallet limit and how it is measured
The GCash wallet limit is a balance ceiling measured at any given time, not a monthly total. If you sit at PHP 99,000 on a Fully Verified account, a PHP 5,000 cash-in fails until you spend down. Maya frames the same idea monthly, which is why the Maya cash in limit by tier cannot be compared number to number.
Cash-in routes and fees
- Linked local banks through InstaPay or PESONet.
- Over-the-counter partners such as 7-Eleven, free up to PHP 8,000 per month combined, then 2 per cent on the excess.
- PayPal, Payoneer and remittance claims.
- Pera Outlet agents, which suggest a 1 per cent charge set by the outlet.
Linked-bank cash-in through InstaPay carries a bank fee of PHP 15 for BPI and PHP 10 for UnionBank. Full rail detail is on the GCash rail page for casino users.
GCash to bank transfer
GCash to bank transfer is a Fully Verified feature. It runs over InstaPay in real time or PESONet the same banking day, and the receiving bank sets its own caps.
A cash-in fails at the cap
Check the level in your profile, spend or send money out until you are under the wallet ceiling, then repeat the cash-in in a smaller amount.
Related guides
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- PHFUN Fully Verified GCash Steps and Tier Limitsfully verified gcash
- PHFUN Maya Cash In Limit by Tier, PH Walletsmaya cash in limit
- PHFUN Debit and Credit Cardsdebit and credit cards casino
- PHFUN GCashgcash casino
- PHFUN GrabPaygrabpay casino
- PHFUN InstaPayinstapay casino
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FAQ
What is the GCash cash in limit for a fully verified account?
PHP 100,000 per month in, with a PHP 100,000 wallet ceiling and PHP 100,000 out per day.
What happens when my GCash wallet is full?
New cash-in is blocked until your balance drops under the ceiling. Spend, pay a bill or send money out, then try again.
Is over-the-counter cash-in free in GCash?
Free up to PHP 8,000 per month across all OTC channels combined, then 2 per cent on the excess. The counter resets on the first of each month.